12.30.2006

Check you Credit Report for free

If you are a legal US resident, you are entitled to one free credit report every 12 months. December stirkes me as a good time to make sure my credit information is accurate.

If you search around for the site to check your credit report, you will find dozens of sites with similar names that will let you check your credit report. Many will force you to sign up for a service that is not free after one month to then lead you to your 'free' credit report. How this is legal is beyond me.

This site will allow you to check you credit reports with Equifax, TransUnion, and Experian, for FREE. Of course each of these companies will attempt to sell you things- like your credit score, and extra credit protection, etc- but you can view your reports, online for free, without paying a cent by declining the offers.

Here is the site:

https://www.annualcreditreport.com/cra/index.jsp

2 comments:

mybadcredit said...

This is a nice blog, thanks! It may sound silly that you have to watch your credit report, but you would be amazed at the number of people who actually have errors on their credit report and they are completely unaware of it.
In Making Your Credit Report Work For You, there are a couple of things that you can do.Hope you'll find it and your many readers very useful.
Have a super day!

ALEISH said...

It is important to monitor your credit report in order to prevent errors on your credit report. You will save yourself a lot of problems or unpleasant surprises when you have to get that credit card or if you’re considering buying a home. You will also be aware of any potential problems that may stop the credit grantor from approving you for the credit you seek.